It is quite common that an insurer may require you to seek authorization prior to receiving any medical treatment, including mental health treatment. When you contact your insurance company, to seek clarity relative to your benefit package, you should ascertain whether or not you will need an authorization to receive treatment at BHA.  Each insurance company has its own policy around whether prior authorization is necessary and if so how many sessions will be initially authorized. Please remember that obtaining an authorization, if one is necessary, is central should you plan on having your bills submitted to your insurance company.  If your plan requires an authorization and one is not obtained you will be asked to pay for services, in full, at the time of your visit.